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Privacy Policy

 

The Money House, Inc. Website Privacy Policy

 

 

This policy describes The Money House, Inc. (“The Money House, Inc.,” “we” or “our”) collection, processing, transfer and storage of data from visitors to our websites at https://www.moneyhousepr.com and/or  https://www.moneyhouseus.com (our “Websites”).  This Privacy Policy applies only to the data collected on the Websites and not to other data collected or processed by The Money House, Inc.


If you are a The Money House Inc. customer, please see our Consumer Privacy Notice, which we provide to all our individual customers, for a comprehensive explanation of how we collect, use, and share personal information and your choices for limiting the use and sharing of your information as our customer. 

FACTS       WHAT DOES THE MONEY HOUSE, INC.,  DO WITH YOUR PERSONAL INFORMATION?

WHY?        Financial services companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing.
                   Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

WHAT?      The types of personal information we collect and share depend on the product or service you have with us. This information can include:

 

  • Social Security number and employment information
  • account balances and credit history
  • payment history and mortgage rates and payments

 

                   When you are no longer our customer, we continue to share your information as described in this notice.

HOW?        All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the                              reasons The Money House, Inc. chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information                                                                               Does The Money House, Inc. share?                                     Can you limit this sharing?

 

For our everyday business purposes— such as to process your transactions,

maintain your account(s), respond to court orders and legal investigations,                                                                YES                                                                                     NO

or report to credit bureaus.

For our marketing purposes— to offer our products and services to you                                                                   YES                                                                                     NO 

For joint marketing with other financial companies                                                                                                     YES                                                                                     NO

For our affiliates’ everyday business purposes— information about your transactions and experiences              YES                                                                                      NO

For our affiliates’ everyday business purposes— information about your creditworthiness                                    YES                                                                                      NO

For our affiliates to market to you                                                                                                                                   YES                                                                                     YES           

For non-affiliates to market to you                                                                                                                                  YES                                                                                     YES

 

To limit our sharing             Call 1-800-405-4554 and request assistance with updating your file for sharing choices

 

  • Visit us online at  www.moneyhousepr.com or  www.moneyhouseus.com
  • Mail the form below

 

Please note:
If you are a new customer, we can begin sharing your information as soon as 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?        Call 1-800-405-4554 or go to our website(s)
                           www.moneyhousepr.com or  www.moneyhouseus.com

Mail-in Form

Leave Blank OR [If you have a joint account, your choice(s)

will apply to everyone on your account unless you mark below

 

Apply my choices only to me]

 

Mail to:
The Money House, Inc.,
P.O. Box 363573
San Juan, PR
00936

Mark any/all you want to limit:

 

  • Do not share information about my creditworthiness with your affiliates for their everyday business purposes.
  • Do not allow your affiliates to use my personal information to market to me.
  • Do not share my personal information with non-affiliates to market their products and services to me.

Name

Address

City / State / Zip

[Account #]

 

 

Who we are

Who is providing this notice?

The Money House, Inc.
#52 Calle Paseo Covadonga
San Juan, Puerto Rico 00901
NMLS Unique Identifier: 169716

What we do

How does The Money House, Inc., protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and secure buildings. Our security practices also include limiting access to this information to those employees and business associates with appropriate authority and for intended business purposes only,

 

How does The Money House, Inc., collect my personal information?

We collect your personal information, for example, when you

 

  • apply for a loan or give us your income information
  • provide employment information or give us your contact information
  • provide your mortgage information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

 

Why can’t I limit all sharing?

Federal law gives you the right to limit only

 

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for pre on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

Definitions

 

Affiliates    

Companies related by common ownership or control. They can be financial and non-financial companies.

 

  • The Money House, Inc., currently has no affiliates which could share your information.

 

Non-affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

 

  • On your behalf and as a part of our routine loan file processing activities, The Money House, Inc., engages third party vendors for purposes of providing information and documentation based upon your request for a loan accommodation. The information we provide to these vendors is not shared for purposes of marketing to you, but rather to support or provide support for the final loan decision made by The Money House, Inc.

Non-affiliates we share with can include providers of financial services, loan servicing and insurance services such as mortgage bankers, loan servicers, insurance companies and agents and non-financial companies such as retailers, direct marketing companies and contractors.

 

Joint marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

 

  • Our joint marketing partners include providers of financial services or insurance, such as mortgage bankers or insurance companies and agents

 

 

Other important information

The Money House, Inc., provides residential mortgage lending services on a multi-state basis. You are advised that individual states may have additional requirements or consumer support with regard to the information contained herein. You are strongly advised to check with your State consumer information services resources which are generally posted to your State official website. The Money House, Inc., supports maintaining the privacy of your information through continuous staff education and training as well as maintaining secure practices and information retention through technology review and upgrades from time to time or as needed.

 

Alaska residents: The information that you provide to us will not be shared, except as required or permitted by law,
unless you complete the information and sign the attached Addendum.
Texas residents: See attached Addendum

CONTACT US


If you have any questions, comments or concerns regarding our Privacy Policy and/or practices, please send an email to: info@moneyhousepr.com.


The Money House, Inc

52 Paseo Covadonga

San Juan PR 00901

 

  • Company State Licenses
  • Privacy Policy

NMLS  #169716   |     FAIR LENDER     |     FAIR HOUSING

The Money House, Inc., NMLS Unique ID #169716. Corporate offices are located at #52 Calle Paseo Covadonga, San Juan, PR 00901. Websites are available at www.moneyhousepr.com and www.moneyhouseus.com. Terms and site content subject to change without notice. Not all products and programs are available in all states. The information contained herein was not and has not been approved by HUD

 

© 2020 The Money House, Inc. All rights reserved. The Money House, Inc., is an Equal Housing Lender

52 Paseo Covadonga San Juan PR 00901

787-725-8000    |    info@moneyhousepr.com

NMLS  #169716   |     FAIR LENDER     |     FAIR HOUSING

The Money House, Inc., NMLS Unique ID #169716. Corporate offices are located at #52 Calle Paseo Covadonga, San Juan, PR 00901. Websites are available at www.moneyhousepr.com and www.moneyhouseus.com. Terms and site content subject to change without notice. Not all products and programs are available in all states. The information contained herein was not and has not been approved by HUD

 

© 2020 The Money House, Inc. All rights reserved. The Money House, Inc., is an Equal Housing Lender